Helping You Move Forward Even Without an SSN
Buying a home is one of the biggest decisions in life, but what if you don’t have a Social Security Number? That’s where ITIN loans come in. If you’re working, paying taxes, and have a valid ITIN (Individual Taxpayer Identification Number), you may be more qualified for a mortgage than you think.
At Duane Buziak Mortgage Broker, I help individuals and families across the U.S. make homeownership a reality—even when the traditional route isn’t an option. If you’ve been told “no” before, let’s look at how an ITIN loan can say “yes.”
What Are ITIN Loans?
ITIN loans are mortgages created for people who do not have a Social Security Number but are legally allowed to pay U.S. taxes with an ITIN issued by the IRS. These loans help immigrants, non-U.S. residents, and self-employed individuals secure a mortgage when conventional financing doesn’t apply.
Unlike traditional mortgages, ITIN loans are available through select lenders who understand the needs of foreign nationals, undocumented immigrants, or visa holders with strong income and financial documentation.
Who Qualifies for an ITIN Loan?
Many people are surprised to learn that qualifying for an ITIN mortgage is within reach. You may be eligible if:
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You have a valid, active ITIN
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You’ve filed U.S. tax returns for at least two years
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You have a steady income (via employment or self-employment)
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You can provide bank statements or income documentation
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You have a down payment—often between 10% and 20%
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You have a valid government-issued ID (passport or consular ID)
Some lenders may also request proof of U.S. residency, a credit report (or alternative credit), and verification of rent or utility payments.
Why Work with Duane Buziak?
When it comes to non-traditional loans like these, experience matters. As a licensed mortgage professional, I’ve worked with countless clients who needed creative, customized financing options. I understand the ITIN loan process inside and out—and I know how to match you with the right lender.
At Duane Buziak Mortgage Broker, I guide you through every step, from reviewing documents and confirming eligibility to getting pre-approved and closing on your home. I make the process clear, honest, and as stress-free as possible.
Let’s Make Homeownership Happen
Don’t let a missing Social Security Number stop you from owning a home. If you’re earning, saving, and ready to settle into a place of your own, ITIN loans can help get you there. Let’s explore your options together.
Contact me today through www.duanebuziakmortgagebroker.com to schedule a free consultation.
For more helpful mortgage tips and real stories from people like you, visit my YouTube channel:
https://www.youtube.com/watch?v=SEZ0tG9oYYU